Your sale price isn't what you take home — a net proceeds estimate shows what's left after your loan payoff, commission, title and escrow costs, and prorations.

A seller told me once that she'd priced her home based on a number she wanted to "walk away with," then …

Arizona has no transfer tax, but buyers still pay lender, title, escrow, and prepaid costs at closing — here's what to expect and how to plan for it.

A first-time buyer called me after she'd saved for her down payment and said, "Nobody told me there was more …

Buying real estate means also buying insurance ― several different types, in fact. Private mortgage insurance (PMI) is sometimes demanded by the lender to ensure the loan is repaid if the borrower defaults. Homeowner’s insurance is a necessity to protect the lender’s financial interests.  

Then there is title …