Loans

Oct. 21, 2026

Pre-Approval Checklist: What Arizona Buyers Should Gather Before Meeting a Lender

A lender pre-approval is stronger than a pre-qualification — and gathering your documents ahead of time can make the process faster and less stressful.

A buyer told me she'd been "pre-approved" in five minutes online and was surprised when her lender later asked for months of paperwork. Her …

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Oct. 14, 2026

What Should Arizona Buyers Budget for at Closing?

Arizona has no transfer tax, but buyers still pay lender, title, escrow, and prepaid costs at closing — here's what to expect and how to plan for it.

A first-time buyer called me after she'd saved for her down payment and said, "Nobody told me there was more …

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May 27, 2026

Applying For a Mortgage? Here’s What You Should Avoid Once You Do.

Applying For a Mortgage? Here’s What You Should Avoid Once You Do. | MyKCM

 

While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for …

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Posted in Loans
May 25, 2026

Avoid These Common Mistakes After Applying for a Mortgage

 

If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind …

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Posted in Loans
May 25, 2026

Beginning with Pre-Approval

 

If you’re looking to buy a home this fall, there are a few things you need to know. Affordability is tight with today’s mortgage rates and rising home prices. At the same time, there’s a limited number of homes on the market right now and that’s …

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Posted in Loans